January in Queensland marks the peak of disaster season. Cyclones, storms, and heavy rain are not only common—they’re expected.
For homeowners, car owners, and business owners alike, the risks can range from inconvenient to catastrophic. Preparing now can make all the difference when it comes to protecting what matters most.
Steel Pacific Insurance Brokers is here to help you navigate these challenges with confidence. Whether it’s your home, car, or business assets, we’ll ensure your coverage is up to the task.
Queensland’s Disaster Season: What’s at Stake?
From destructive winds to flash floods, January’s extreme weather can wreak havoc. Here are some key risks to consider:
- Home Damage: Strong winds and heavy rain can lead to roof damage, broken windows, and flooding, leaving homes uninhabitable.
- Vehicle Losses: Rising waters and debris from storms can cause irreparable damage to vehicles.
- Business Interruption: Flooded premises, power outages, and supply chain delays can disrupt operations, leading to financial losses.
An updated and comprehensive insurance policy ensures you’re not left bearing the full cost of these disasters.
Why Review Your Insurance Now?
Disaster season is unpredictable, but your preparedness doesn’t have to be. Reviewing your insurance in January ensures your policies cover all current risks, including:
- Home and Contents Insurance:
- Are your home and its contents insured for replacement value?
- Does your policy include flood coverage?
- Motor Vehicle Insurance:
- Is your car protected against storm damage or water submersion?
- Does your policy cover rental vehicles if repairs are needed?
- Business Insurance:
- Are your premises, stock, and equipment adequately covered?
- Does your business interruption insurance reflect your current revenue?
- Specialty Insurance:
- Do you have unique assets or risks that require tailored coverage?
Tips for Staying Ahead of the Risks
- Document Your Assets: Take photos of your home, car, or business premises to make claims easier in case of damage.
- Check Your Coverage Limits: Rising repair costs mean your policy’s limits might need updating.
- Prepare for Emergencies: Have a disaster plan in place for your home or business.
- Talk to an Expert: An experienced broker can identify gaps in your coverage and offer solutions tailored to your needs.
Steel Pacific: Your Partner in Protection
At Steel Pacific Insurance Brokers, we understand that January’s weather risks are a part of life in Queensland. But with the right insurance, you can weather the season with peace of mind. From home and contents to business and specialty insurance, we’ll work with you to create a policy that’s as resilient as you are.
Contact us today to review your coverage and start the year prepared. Disaster season doesn’t wait—why should you?
Call us on 1800 072 114 or visit our website at www.steelpacific.com.au