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Earlier this year, we suffered the worst natural disaster in history, after heavy and sustained rainfall caused a series of floods along the east coast, killing 22 people, destroying thousands of homes and costing over $5.2bnBrisbane recorded 676.8mm of rainfall over a 3 day period breaking the … [Read more...] about Lessons We Learned From The Rain Bomb

Undertaking construction work can be stressful at the best of times, and almost inevitably not everything will go to plan. In Queensland, the Queensland Building and Construction Commission (QBCC) provides a Statutory Insurance Scheme design to cover defective building work.However, in a … [Read more...] about To Repair or Not Repair – That is the Question

Deciding between agreed value or market value car insurance typically boiled down to two things: the car you drive and how much you wanted to spend on the premium?However, since 2020, this question has becoming much more complex to answer.‘Market Value’ is a recognised insurance industry … [Read more...] about Market Value-v-Agreed Value Car Insurance

What was once seen as a carrot to lure employees to a business, flexible working arrangements are now an expectation of employees.Last year Brokerwise considered the data protection implications for remote office workers. But there are so many more risks to be aware of.People are more … [Read more...] about Working From Home – The New Norm

A contractor is someone you engage to perform work or a task for you who is not an employee. Their engagement is often referred to as a contract for services. Features common to contractors are that the contractor can set a price, a contractor may be paid for an outcome, rather than an hourly rate, … [Read more...] about Contractors Vs Employees

Construction costs have recently exploded, rising more than at any time since 2005.A surge in construction activity, supply chain disruptions and a shortage of materials has already been widely reported, but an alarming new twist has emerged with an Australia-wide shortage of labour.The … [Read more...] about Construction Costs Have Recently Exploded

The coverage afforded under Travel Insurance has long been considered complex and often difficult to interpret. This is evidenced by the Australian Financial Complaints Authority’s (AFCA) reporting which consistently has Travel Insurance generating a disproportionately high number of disputes … [Read more...] about Travel Insurance Now More Complex Than Ever

As a consumer or business owner, it is vital to ensure that your interests are protected, when dealing with other businesses. There are a number of steps you can take to protect your interests.Ask For Information: What is their ACN? Since 1991, every company in Australia has been issued with … [Read more...] about Do You Really Know Who You’re Dealing With?